Going back into the vault for a moment...
Capitol City Bank & Trust had a branch not too far away from the campus of the Atlanta University Center home of Morehouse College, Spelman College, and Clark-Atlanta University. How many students pass this branch and never think to open an account there.
Anyway I found our recently that Capitol City failed earlier this year. This only brings to mind the dwindling number of Black-owned financial institutions in the nation. It's probably not much different that how many other banks in the country failed in the midst of the financial crisis.
Unfortunately just like the fate of a Chicago based Black-owned bank Highland Community Bank, the assets of the Highland and Capitol City are now owned by majority-owned institutions. Highland is now owned by a bank based in Indiana and Capitol City is now owned by a North Carolina based bank.
Also consider in recent months that another locally owned Black-owned bank - Illinois Service Federal - is looking to go from a depositor owned spendthrift to a shareholder owned institution. They are seeking an infusion of capital for its survival.